Insurance for Travel on College Business
Health and Emergency Medical Assistance
Faculty, staff, and students traveling internationally for college business (e.g. research, conferences) should contact their health insurance provider to find out if coverage extends to the country of travel. A college-sponsored trip is any trip related to research, courses, or official college business. Examples include professional/academic conference attendance, research, or official college visits.Travelers should also determine how to pay for health services should they be needed while abroad, since it is most likely that travelers will have to submit a reimbursement claim after payment in full is made at the time of service.
Emergency Medical Assistance Benefit
Most health insurance policies do not include coverage for emergency evacuation or repatriation of remains, both of which are costly. Amherst faculty members traveling one hundred miles from home or more on a college-sponsored trip have an emergency medical assistance benefit through five colleges, inc. with AIG Travel Guard. A college-sponsored trip is any trip related to research, courses, or official college business. Examples include professional/academic conference attendance, research, or official college visits. The benefit covers the Amherst college employee only. Dependents and spouses are not covered, but coverage can be purchased through AIG travel guard by the employee. For more information, visit Health and Emergency Medical Assistance.
Death or Disabling Injury
Amherst college provides insurance coverage for a faculty member who is killed or totally disabled as a result of accidental circumstances while traveling on college business away from the normal place of work. The coverage provides for a $300,000 death benefit per individual with a catastrophic limit of $1,500,000 for any one accident. the faculty member’s estate receives the death benefit. For more information about the plan, please contact the Office of Human Resources.